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What Really Happens During a Government Shutdown?

The looming shutdown of the federal government would affect the everyday lives of people across the country, regardless of whether they're government workers. Hundreds of thousands of federal workers would be off the job, military death benefits would be suspended and the Smithsonian museums would close. What you CAN do during a Government Shutdown Get [...]

Collection on a Judgment

So you got sued by someone and they won. What can they do to turn their judgment into money? There are several ways a creditor can collect on a judgment they have won against you in a court decision. Here are two examples: 1. Wage Garnishments- Your employer may withhold some of your wages if [...]

By | January 27th, 2015|Bankruptcy|0 Comments

What is a Judgment?

A judgment is a court order, sentence, or decision that has been entered into public record by the court. A judgment can only be entered after a lawsuit has been filed against you. There are different types of judgments. Default Judgments - If you fail to respond to a law suit or some kind of [...]

By | June 9th, 2014|Bankruptcy|0 Comments

Can Filing Bankruptcy Affect Your Employment and Car Insurance Rates?

With the recent recession and foreclosure crisis, many people have filed or are considering filing a Bankruptcy of some kind. What impact will filing a Chapter 7 or Chapter 13 Bankruptcy have on your future? There are a lot of myths out there, but there is some information you should know about how bankruptcy can [...]

By | February 11th, 2014|Bankruptcy|0 Comments

Considering Alternatives To Bankruptcy

Bankruptcy is not your only possible solution if you are feeling trapped underneath your debt. Generally, people who end up in bankruptcy court have already exhausted other options either at the recommendation of a bankruptcy attorney or a credit counseling program. Before initiating your bankruptcy, consider whether one of these alternatives could help you get [...]

By | December 17th, 2013|Bankruptcy|0 Comments

Debt Payment Plans Versus Bankruptcy: What Is Right For You?

Do you feel like your debt is spiraling out of control? Have you been searching for tools to help you manage your financial situation? You may have discovered resources regarding both debt payment plans and bankruptcy. Each has its merits, and there are some circumstances in which bankruptcy might be your only solution. Avoiding Bankruptcy [...]

By | September 25th, 2013|Bankruptcy|0 Comments

How Long Do I Have to Be In My Chapter 13 Bankruptcy Plan?

One of the most common questions that a person filing a Chapter 13 in Ohio asks is how long will this payment plan last? The answer is not as simple as you may think. You should discuss this with your bankruptcy attorney. The first determining factor for your payment plan is whether your income is [...]

By | September 11th, 2013|Bankruptcy|0 Comments

Top Questions To Ask When Hiring A Bankruptcy Attorney

No one enjoys going through bankruptcy. It is often the last resort, after months or even years of stressing about the bills, foreclosure, repossession, creditor harassment at home and work, and feelings of despair about your financial health. However, filing bankruptcy can definitely be a way to get a fresh start. To ensure that everything [...]

By | July 29th, 2013|Bankruptcy|0 Comments

Timeline for Filing a Chapter 7 Bankruptcy

The goal behind filing a Chapter 7 bankruptcy is to receive a fresh start and discharge your debts. Discharge means the debtor is no longer liable for, and no longer has to pay, certain debts. Dischargeable debts in general include: unsecured debts such as credit cards, medical bills, deficiency balances owed on a repossessed car, [...]

By | January 11th, 2013|Bankruptcy|0 Comments

Bankruptcy is Not Always the End of the World for Businesses

Many businesses have been burdened by a sluggish economy in recent years and are having difficulty reaching their financial goals, let alone paying the bills. After all the sacrifices and long hours — and even after having experienced some success — many business owners find themselves facing the painful prospect of considering bankruptcy. Where to [...]

By | October 4th, 2012|Bankruptcy|0 Comments