It is natural to think that a person who causes you harm or their insurance company will fully compensate you for your injury. Unfortunately, full compensation is a rarity. Insurance companies make large profits not by paying a claim for what you think it is worth. An insurance adjuster’s job is to pay as little as possible on your claim, thus saving the company money. Insurance companies know that when a party does not have a lawyer they are ripe to be taken advantage of.
Many factors affect what your case is worth, including the severity of the impact between the vehicles, the nature of your injuries, how long it takes you to recover, whether you have permanent effects from the injury which have not healed, the amount of your medical bills, any lost wages, and even the insurance company involved.
While it is certainly possible for you to negotiate with an insurance company yourself, an experienced personal injury lawyer will know how to build your case, negotiate it with the insurance company, and if necessary, litigate the issues at trial. Because a good lawyer has taken cases to trial before, and handled other claims similar to yours, he is in good position to know what your case is worth and help you obtain a favorable settlement.
If you have been injured in an accident and wish to speak to an experienced personal injury attorney, call Godbey Law at (513) 241-6650 to schedule a free consultation.