Financial struggles can leave you on the verge of losing your home, your car and your wages to creditors. Filing Chapter 13 bankruptcy puts a stop to all creditor actions and helps you take back control of your finances.
Godbey Law is an experienced Ohio bankruptcy law firm. Our firm has helped many clients overcome extreme debt and get a fresh start on life. If you are struggling financially and think filing bankruptcy may be the right option for you, we will help you take action.
Call (513) 241-6650 or send us an e-mail to arrange a free consultation. We will work to build a plan that accomplishes your debt relief goals.
Is Chapter 13 Right for You?
We will administer the bankruptcy means test to help decide which bankruptcy option is best for you.
For those who have a steady income and do not qualify for Chapter 7 bankruptcy, filing Chapter 13 bankruptcy may be the better option. Under this option, you will restructure your unsecured debt and propose a debt repayment plan of three to five years to the creditors. After the payment plan has expired, any remaining debt is dismissed. Typically, debtors pay back only a percentage of their original debt under this plan.
The Benefits of Filing Chapter 13 Bankruptcy
There are many benefits to filing Chapter 13 bankruptcy, including:
- Stop home foreclosure
- Stop repossession of your car
- Stop wage garnishments
- Reorganize your unsecured debts, making payments more affordable
- Keep your home and car
- And more
Our attorneys will explain all the benefits of Chapter 13 bankruptcy, as well as the negatives, so you can make an informed decision about whether to file. Let us help guide you along the path towards financial freedom.
Call Today: Serving People in Ohio and Kentucky
Please call our office at (513) 241-6650 for a free initial consultation. You may also contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.