513-241-6650 | Downtown Cincinnati, Butler & Clermont Counties and Northern Kentucky

Amended House Bill 479 signed into law Dec 20th which increases Ohio’s homestead exemption

Attorney Brian Flick, with Godbey and Associates, was instrumental in getting legislation passed that increases Ohio's homestead exemption for the second time in four years. Brian serves as an advocate leader for the National Association of Consumer Bankruptcy Attorneys and uses his knowledge of bankruptcy law to guide state and federal level efforts. The main [...]

By | December 24th, 2012|Credit|0 Comments

Bankruptcy: If I File, Will I Ever Get Credit Again?

The short answer is yes, you will. Â While it will take patience and diligence to rebuild your good credit standing, you should be able to get some level of credit almost immediately after filing, regardless of whether you have opted for Chapter 7 or Chapter 13 bankruptcy. When filing a Chapter 7 bankruptcy, you [...]

By | February 13th, 2012|Credit|0 Comments

A Debt Collector Is Calling Me And Threatening To Sue Me Or Have Me Arrested! Can This Happen?

Many debt collector callers can be very abusive. Most of them get paid on commission. It is important to know that they are not allowed to threaten you. I get calls very frequently from people who tell me they received a phone call from a debt collector who said they were going to come and [...]

By | October 13th, 2011|Credit|0 Comments

Fair Credit Reporting Violations Case

The law office of Godbey & Associates recently settled litigation for a Chapter 7 client who had two creditors incorrectly reporting a debt on her credit after she received her discharge. In the case, the creditor was listed in the bankruptcy petition, received notice of the discharge, and continued to misreport the account balance over [...]

By | June 19th, 2011|Credit|0 Comments