Financial issues can create enormous stress. If you are having trouble meeting your financial obligations and debt payments, it's important to understand that you may have significant options available for you. The sooner you take action to resolve the issue, the better off you will be. Too many people are afraid to face their financial [...]
Dear Clients, I hope this letter finds you and your family all safe and healthy. Like you, the attorneys and staff at Godbey Law have also spent the last several weeks adjusting to a world with COVID-19. This means understanding how it affects our staff and our clients, then making the necessary adjustments to daily [...]
To All Clients of Godbey Law, [WATCH VIDEO] Twenty-five years ago today, I came home early to tell my wife (who was pregnant with our first child) that I had quit my job in order to open my own law firm. I have no regrets. Today we celebrate 25 years of legal leadership at Godbey [...]
The looming shutdown of the federal government would affect the everyday lives of people across the country, regardless of whether they're government workers. Hundreds of thousands of federal workers would be off the job, military death benefits would be suspended and the Smithsonian museums would close. What you CAN do during a Government Shutdown Get [...]
So you got sued by someone and they won. What can they do to turn their judgment into money? There are several ways a creditor can collect on a judgment they have won against you in a court decision. Here are two examples: 1. Wage Garnishments- Your employer may withhold some of your wages if [...]
A judgment is a court order, sentence, or decision that has been entered into public record by the court. A judgment can only be entered after a lawsuit has been filed against you. There are different types of judgments. Default Judgments - If you fail to respond to a law suit or some kind of [...]
With the recent recession and foreclosure crisis, many people have filed or are considering filing a Bankruptcy of some kind. What impact will filing a Chapter 7 or Chapter 13 Bankruptcy have on your future? There are a lot of myths out there, but there is some information you should know about how bankruptcy can [...]
Bankruptcy is not your only possible solution if you are feeling trapped underneath your debt. Generally, people who end up in bankruptcy court have already exhausted other options either at the recommendation of a bankruptcy attorney or a credit counseling program. Before initiating your bankruptcy, consider whether one of these alternatives could help you get [...]
Do you feel like your debt is spiraling out of control? Have you been searching for tools to help you manage your financial situation? You may have discovered resources regarding both debt payment plans and bankruptcy. Each has its merits, and there are some circumstances in which bankruptcy might be your only solution. Avoiding Bankruptcy [...]
One of the most common questions that a person filing a Chapter 13 in Ohio asks is how long will this payment plan last? The answer is not as simple as you may think. You should discuss this with your bankruptcy attorney. The first determining factor for your payment plan is whether your income is [...]
